Dave Ramsey, Christian personal finance guru, defies COVID-19 to keep staff at desks

Christian personal finance advice celebrity Dave Ramsey, who plans a major, in-person staff Christmas party, sees wearing masks to prevent COVID-19 spread as a sign of fear rather than faith.

NASHVILLE (RNS) — Christian personal finance guru Dave Ramsey hopes his staff will spread peace and goodwill during the Christmas season.

They may also be spreading COVID-19.

Ramsey Solutions, the company founded by the bestselling author and radio host, plans to host “Boots & BBQ,” a large in-person Christmas party, for hundreds of staff members at the company’s Franklin, Tennessee, headquarters, despite an outbreak of more than 50 cases at the company’s headquarters as late as mid-November.

An invitation, sent to the company’s 800 staffers in a newsletter obtained by RNS, advises that no children are allowed at the Christmas bash and that employees are limited to one guest apiece. No mention is made of masks being required.

In staff meetings and on his radio show, Ramsey described masks and other COVID-19 prevention strategies as a sign of fear.

The Ramsey Solutions invitation to the 2020 Christmas Party. Submitted image

More than 2,500 people are currently hospitalized with COVID-19 in Tennessee, where more than 5,200 people have died of complications from the virus. There have been more than 428,000 cases of COVID-19 in the state.


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Ramsey Solutions does not require masks at its offices — Dave Ramsey himself has been a vocal opponent of mask-wearing and other COVID restrictions. In a clip from his daily radio show, posted on YouTube in November, Ramsey railed against what he called “totalitarian” government restrictions and mask mandates, saying he wanted to “start a crusade” against them.

The Dave Ramsey Show is known for its host’s folksy financial advice balanced with a moralizing disdain for debt. One of the show’s highlights is a listener’s call featuring a “debt-free scream” to mark their liberation from consumer debt using Ramsey’s methods.

Since March, Ramsey Solutions has had about 100 cases of COVID-19 among its employees, according to a recording of a mid-November staff call obtained by Religion News Service.

Among that number were about 50 cases in mid-November, Ramsey Solutions Executive Director of Human Resources Armando Lopez told staff on the Nov. 13 call.

“There are 50 people that are somewhere in the neighborhood who are either positive or returning to work,” Lopez said.

Ramsey Solutions did not respond to multiple requests for comment from Lopez or other leaders.

During the November call, Lopez acknowledged the entire country — including suburban Williamson County, where Ramsey Solutions is located — was seeing spiking COVID-19 numbers. “Williamson County has seen a huge increase in COVID cases. And so have we. Ramsey Solutions has seen a huge spike,” said Lopez.

The human resources director also said he feared the numbers were higher, admitting the company lacked an accurate system for tracking COVID-19 cases.

Despite the number of positive cases, Lopez told staff in November there were no plans to allow remote working. The company allowed staff to work from home during the initial weeks of the pandemic but has required them to return to company headquarters since May.

Lopez said Ramsey Solutions leadership had decided it was not “a work from home employer.”

Can we be a work from home employer for a short period of time?” he said on the Nov. 13 call. “We have proven for five weeks it works. Can we? Yes. Are we? No.”

Armando Lopez, Executive Director of Human Resources at Ramsey Solutions. Video screengrab via EntreLeadership

That message was repeated in a company newsletter sent on Nov. 20, which reported 32 positive cases among staff and another 17 staff awaiting tests. The newsletter encouraged staff to report any COVID-19 test results to human resources but maintained that the company would continue operating out of headquarters.

“We know that many of you have felt pressure from family and friends, some of whom think you are ‘weird’ for still going in to work,” said the newsletter.

“Fortunately we work in a place that is used to being called weird,” the newsletter continued, then highlighted Ramsey Solutions’ “countercultural approach to business.”

“And now we are weird for following common sense and using logic in providing for our families and our customers,” according to the newsletter.


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During the mid-November call with staff, Lopez said company leaders were not able to keep up with requests for exemptions to work from home, and employees were the best people to judge what is the right thing to do for their health. Some might decide they need to choose to quit their jobs, he said.

We know we are going to lose some people through this,” he said. “It is harsh and hard for me to say this.”

The company has advised workers to social distance if possible and to stay home if they feel sick. In staff newsletters, the company has encouraged testing for COVID-19 but has also shared articles claiming the threat of COVID-19 has been exaggerated by the media.

We are all adults here,” Luke Lefevre, a creative director at Ramsey, told employees in the Nov. 20 newsletter. “If you want to wear a mask, wear a mask. Give yourself healthy space from others. Use the stairs if you can. Don’t be careless.”

The company has also continued to hold large events during the pandemic, including its “EntreLeadership Summit” in July. That event was scheduled to be held at the Gaylord Palms Resort & Convention Center in Kissimmee, Florida, near Orlando, but Ramsey moved the event to its Franklin offices after the Gaylord informed the company of significant COVID-19 restrictions, including mask checks, according to a lawsuit filed by Ramsey Solutions.

The summit was one of a series of “high-end experiences” put on by Ramsey, attracting thousands of business owners and other attendees, “each of whom spends between $5,000 and $15,000 to attend, inclusive of hotel,” according to the amended complaint in the suit.

The COVID-19 restrictions at the hotel, which included no buffets or other self-service food along with limited use of the pool or other amenities, made having the conference there untenable, Ramsey Solutions stated in the complaint.

In court documents, Ramsey Solutions claimed the change of venue cost the company $10 million in lost revenue.  

During a July staff meeting after the summit, Ramsey accused the hotel’s leadership of breaking their word to him and the company. The mask requirement in particular irked Ramsey. He ridiculed the idea that hotel staff would enforce a mask requirement on guests.

“As you guys are well aware we don’t require masks but if someone wants to wear a mask we don’t mind,” according to a recording of the meeting obtained by RNS. “Everybody gets to choose what you want to do. This is America — a voluntary thing, you choose what you want to do. But we’re not going to have someone pay $10,000 for a ticket to have some $8 an hour twerp at Marriott giving them a hard time about wearing a mask.”

At a staff meeting after Thanksgiving, Ramsey continued his criticism of those who are ruled by “fear” of COVID-19 and are “freaking out” due to the pandemic.

“They have got fear, they have trepidation on the COVID, they are scared to death about whether or not they are meeting all the social cues on fear and masks and temperature controls,” he said on a recording of the meeting obtained by RNS.

By contrast, he said, staff at Ramsey Solutions would spread Christmas cheer and joy during the holidays — as well as courage, which he said was contagious.

The company, Ramsey said, would not be ruled by fear.

“Fear is not a fruit of the spirit,” he told his employees in the meeting, while rallying them to step up their performance during the holiday season. “It is not on the list. And so, while sometimes I am afraid, I do not make decisions — and I do not let my behaviors be — dictated by fear unless it involves getting out of the way of a car that is coming toward me.”

 

What Trump’s refusal to wear a mask says about masculinity in America

From the president to stay-at-home protesters, a mask-less face has become a stand-in for manliness.

When reporter BrieAnna Frank showed up to a Honeywell plant last week in Arizona to cover President Donald Trump’s visit, she was sure to wear a mask.

Masks were the reason the president was there: The former aerospace plant in Phoenix has pivoted to producing them in recent months amid a nationwide shortage of personal protective equipment (PPE).

But the dozen or so people who had gathered outside the facility to cheer on the president were not there to support masks. They had their faces uncovered, Frank told Vox.

As she approached members of the crowd to interview them, the conversation quickly got heated. “They started to yell that me and the other journalists there were trying to incite fear and panic and paranoia” by wearing masks, said Frank, who works for the Arizona Republic.

One man in particular seemed to take issue with the male journalists wearing masks, she recalled. “It’s submission, it’s muzzling yourself, it looks weak,” he said, “especially for men.”

“I felt that it was a statement that people should know about,” said Frank, whose tweets about the encounter went viral. To the crowd in front of the factory, she said, “Masks clearly symbolized something beyond, ‘I am trying to protect my health.’”

They’re not alone. Trump himself declined to wear a mask while being photographed at the plant, though he claims he wore one “backstage.” Vice President Mike Pence was criticized for failing to wear a mask during a tour of the Mayo Clinic in April. And when armed protesters showed up at the Michigan statehouse on April 30 to protest stay-at-home orders amid the coronavirus pandemic, many were mask-free. One shouting, bare-faced man who was photographed at the rally later said he was “not at all” worried about the virus and would never wear a mask — “ever.”

Since the pandemic began, the issue of wearing masks has further exposed America’s racial and gender prejudices. Earlier on, wearing masks was associated with Asian countries and often dismissed because of racist assumptions about those countries. Then, as many cities began to require residents to wear masks, police began targeting black men for covering their faces, profiling them as criminals rather than as people trying to abide by health guidelines. And for a certain subset of mostly white, conservative men, not wearing a mask seems to have become a hallmark of manliness.

For unmasked protesters like the ones in Michigan, “There’s an assumption of a kind of invincibility that is tied to this idea of white masculinity,” Jonathan Metzl, a professor of sociology and psychiatry at Vanderbilt University and the author of Dying of Whiteness: How the Politics of Racial Resentment Is Killing America’s Heartland, told Vox.

It’s not just men — Frank noticed many women among the unmasked Trump supporters gathered at the Honeywell plant. And, of course, many men are happy to follow the recommendation from the Centers for Disease Control and Prevention to cover their faces in public. Still, a narrative has emerged on the right that wearing a mask is weak and refusing to wear one is somehow strong. And that narrative could put everyone at risk.

One thing about [being] macho is being fearless,” Melanye Price, a political science professor at Prairie View A&M University, told Vox. “But that fearlessness comes at a cost for every single person around you.”

The CDC recommends masks. Not everyone is listening.

Long before the pandemic hit, masks were common in East Asian countries, where they’re seen as a simple way to protect yourself (and others) from disease, as Refinery29’s Connie Wang wrote in March. Wuhan, China, where the coronavirus outbreak began, started requiring them in January. The US was much slower to recommend masks for the general public, but in early April — with confirmed coronavirus cases jumping by the day — the CDC recommended that everyone wear a cloth mask in certain public settings. Some cities, like New York and Los Angeles, began mandating the wearing of masks in certain settings as well.

Like much about the coronavirus, the impact of wearing masks on transmission isn’t entirely clear. But many experts believe that even cloth masks can offer some degree of protection for wearers — and perhaps greater protection for the people around them. The virus seems to spread “when germ-containing droplets make it into a person’s mouth, nose, or eyes,” as Vox’s German Lopez previously reported, and it’s true that “masks stop people from spreading their own droplets.” If everyone wears a mask — including those who are asymptomatic but may still be carrying the virus — it could help halt the spread of Covid-19.

Most Americans appear to be on board with the CDC’s recommendation. In a Morning Consult poll (conducted from April 7 to 9), 72 percent of respondents said they planned to start wearing a face mask in public places over the next two weeks.

Others, however, have chafed at the CDC’s advice. As people around the country protest their state’s shelter-in-place orders, many have appeared in public without masks. One example is the protesters in Michigan, which has become a hotbed of resistance to social distancing restrictions — a defiance Trump has encouraged via his tweets about “liberating” Michigan and other states. And on April 30, hundreds of protesters gathered at the state capitol in Lansing, some of them armed and many of them eschewing masks and standing close together in violation of social distancing guidelines, according to Reuters.

One of the mask-less protesters was Brian Cash, who was photographed shouting during the event. He later told the Detroit Free Press he believes the coronavirus was “intentionally released” by the Chinese government and that the state’s stay-at-home order is useless because people still go to grocery stores and pharmacies. “So what is the point of staying at home?” he asked.

The resistance to masks has also found support within the Trump administration. Pence, the head of the federal government’s coronavirus response, said he did not wear a mask while touring the Mayo Clinic in April because he is tested for Covid-19 regularly. (He later backpedaled and said he “should have” worn one.) But a mask-less Pence attended two events in Iowa on May 8, the same day his press secretary tested positive for the virusaccording to the Intercept. At one of those events, CEOs were reportedly asked to remove their masks before joining Pence onstage.

Trump, meanwhile, has consistently appeared in public without a mask. After he was photographed without one at the Honeywell plant in Arizona, he said he had worn one “backstage,” outside the view of cameras.

“But they said you didn’t need it, so, I didn’t need it,” he went on. “And by the way, if you noticed, nobody else had it on that was in the group.”

Aides tested positive for the virus days later, and staffers have since been asked to wear masks on White House grounds, according to the Washington Post. Trump, however, is still unlikely to wear a mask himself, aides say.

For Trump, not wearing a mask may be a way to project masculinity

The Trump administration’s behavior around masks has gendered overtones. For Trump and Pence, not wearing a mask may be a way to project a macho image, Metzl said, playing into “tropes of indestructibility.”

Appearing to play it safe contradicts a core principle of masculinity: show no weakness,” wrote social sciences professor Peter Glick at Scientific American. “Defying experts’ warnings about personal danger signals ‘I’m a tough guy, bring it on.’”

Trump’s messaging has also helped promote the idea that ignoring the risks of coronavirus is the tough or strong thing to do. Despite warnings from public health experts about the dangers of reopening the country too early, he said at the Honeywell plant that “the people of our country should think of themselves as warriorsbecause “our country has to open.”

Trump’s militaristic, tough-guy messaging around wearing face masks may be encouraging people to minimize the risk of contracting and spreading coronavirus.
 Brendan Smialowski/AFP via Getty Images

Such militaristic, tough-guy messaging, along with Trump’s refusal to wear a mask, may encourage ordinary people — especially men — to minimize the risk of coronavirus for the sake of appearing manly.

While the refusal to wear masks isn’t an exclusively male phenomenon — a Michigan woman was arrested last month after police said she attacked a grocery store employee who told her to leave because she wasn’t wearing a mask — there is some evidence that men may view mask recommendations with more skepticism than women. In the April Morning Consult poll, 76 percent of women said they planned to wear a face mask in public over the next two weeks, compared with 67 percent of men.

Though Trump’s narrative around the virus may be reinforcing gender stereotypes, the issue of masks is revealing Americans’ racial biases as well. While white men have been able to appear in public without masks — and with guns — as part of a protest, black men have been targeted by police, both for wearing and for not wearing masks. In Philadelphia, officers were caught on video forcibly removing a black man from a bus for not covering his face, just one day after the city began requiring it, Fabiola Cineas reported for Vox in April. And a police officer in Miami handcuffed and arrested Armen Henderson, a black doctor who tests homeless people for Covid-19, as he loaded equipment into a van in front of his home — while wearing a mask.

Black Americans often have to engage in “social signaling” to make white people feel comfortable in public spaces, said Price, the political science professor. “You say good morning first, you smile first,” she said. “None of that can be done with masks.”

White people often already perceive black people as dangerous or not belonging in public places, Price said. “But a black body with a mask is something that somehow expresses even more danger.”

Meanwhile, for white protesters like those in Michigan, not wearing a mask may signal a kind of immunity from danger — or at least a perceived immunity. As white Americans, they’re unlikely to encounter the same kind of police brutality that black people face when they engage in protest. “Imagine 10 black men and rifles walking up to any state capitol in the United States,” Price said. “They would be shot before they ever made it up the steps.”

But congregating in crowds without masks is also a statement of perceived immunity from the virus, Metzl said. The unmasked protesters seemed to be sending the message that “nothing’s going to happen to me because of my whiteness,” he explained. “If you thought you were really going to get the coronavirus, you wouldn’t act like that.”

The fact that black and Latinx Americans in many communities are disproportionately likely to become infected and die of Covid-19 may be influencing such attitudes. “I think for a lot of the country, people feel like this is something that’s happening to someone else,” Metzl said.

But people who refuse to wear masks may be putting others, not just themselves, at risk

Obviously, the feeling of invincibility that leads protesters to avoid masks could backfire if they get sick. Pence and Trump may also find themselves rethinking their stance in the coming days since White House officials tested positive — Pence himself is reportedly keeping his distance from Trump and other staffers to avoid potentially exposing them.

But the especially disturbing thing about refusing to wear a mask is that, while it may seem like an expression of toughness, it actually increases the risk to others more than yourself, Metzl said. While some may feel that not wearing a mask expresses their own invincibility, “You could also think about this in terms of all the other people you’re putting at risk by not wearing a mask,” he added — your family, friends, colleagues, the rest of society. The failure to wear one is “symbolic of a kind of loss of a bigger common sense of responsibility to each other.”

People protest Gov. Jay Inslee’s stay-at-home order outside the capitol building in Olympia, Washington, on May 9, 2020.
 Jason Redmond/AFP via Getty Images

Remedying that loss is not going to be as simple as sending the message that “tough guys wear masks,” Metzl said. (Washington Post humor columnist Alexandra Petri has suggested a tagline for a potential “Masks For Him” line of accessories: “We put the ‘mask’ in ‘toxic maskulinity.’”) Rather, the country has to look at what the current mask debate says about racism and other prejudices. “What we need is a much more concerted effort to address the bigger issues that are represented by masks,” Metzl said.

For the Arizona Republic’s Frank, the confrontation over masks outside the Honeywell plant is part of a wider narrative around the virus. She recalled another incident in which a female reporter was accosted, this time by a woman, for wearing a mask. “I do think that what happened to all of us out there in the field on Tuesday is indicative of a larger issue” with how masks are viewed in the US, Frank said.

But for her, wearing a mask is about one thing: public health. Frank lives with her mother, a nurse who treats Covid-19 patients. “I try to be really careful,” she told the people gathered outside the plant. “I try to protect myself and those around me.”

Former Liberty University Executive on Jerry Falwell: “He doesn’t think anyone should be able to tell him what to do, and he’s going to do whatever he wants…”

This article packs an even stronger punch now that we know Liberty University is probably dealing with an outbreak of coronavirus. Liberty is an unhealthy place. And now people are getting sick.

Here is Brandon Ambrosio at Politico:

Lynchburg, Virginia, isn’t a stereotypical college town. It isn’t politically liberal. It doesn’t have the crunchy affect of an Ann Arbor or even a Charlottesville.

But even here, where Liberty University drives a large part of the economy—and where school president and chancellor Jerry Falwell Jr. strides across the landscape as a local grandee—anger over Falwell’s decision to bring university students back amid a coronavirus pandemic is boiling over.

“Remember when people wanted to tar and feather folks? That’s about the level it’s at in the Lynchburg community right now,” a former longtime Falwell associate told me over the phone. “You have … 16,000 petri dishes he’s inviting back to Lynchburg, who have gone out all over country for spring break—he’s inviting them back into our city, our community, knowing that at some point they’re gonna have to interact with the public.”

Throughout the Commonwealth of Virginia, efforts to stop the spread of the novel coronavirus have led colleges to upend their plans for the semester by moving classes online, canceling commencement ceremonies and—critically, from a public-health perspective—moving students out of dorms. Virginia Tech is practically begging students to stay away, enticing them with cash rebates. The University of Virginia has shut down its dorm system, save for those few students “who have no other option.”

Liberty University, meanwhile, has invited its students to return to the dorms, whatever their circumstances might be. Falwell has said this decision was in students’ best interests—that students would be better off if they returned to campus before the coronavirus spread—but that suggestion has met with exasperation by public health experts, state and local officials, and many residents of Lynchburg.

As President Donald Trump pumps out messages that fears of the coronavirus are overblown, and Americans try to square that with their local regulations and personal worries, Liberty has become an even more intense version of the national conflict, with students and faculty left trying to weigh their own interests against a defiant leadership with a constantly pivoting message—in this case, a person who is used to having total control of the institution.

For people who’ve traveled in Falwell’s orbit, the decision is classic Jerry.

He doesn’t think anyone should be able to tell him what to do, and he’s going to do whatever he wants,” a former Liberty University executive told me.

He’s very defiant,” said another longtime Falwell associate with close ties to the Falwell family. “It’s very much in his character. That’s a family trait. His father was the same way.”

Now, Falwell has maintained that people have this all wrong: Liberty simply allowed students to return to live in the dorms, if they so choose, while finishing up the semester in online courses. “We think Liberty’s practices will become the model for all colleges to follow in the fall, if Coronavirus is still an issue,” Falwell told the school’s news service in a March 23 statement.