The Real Reason People Don’t Save Enough for Retirement
Researchers such as Angela Duckworth, a professor of psychology at the University of Pennsylvania, have found convincing links between personality traits and savings. Duckworth doesn’t talk about “oversleepers,” but about the Big Five personality traits: conscientiousness, agreeableness, neuroticism, openness, and extroversion. Conscientious types, she’s found, tend to save more money.