Ask HN: What do you use for recurring billing?

What makes Authorize.net a bad choice is that you don’t own any of the data you store with them. If you keep your customers’ billing info in their CIM vault, it’s never coming out. They won’t give it to you, and they won’t transfer it to another account.

That means if you ever want to change merchant account providers, or your account gets frozen, you’re stuck. You need to re-collect every customer’s billing info to continue their subscriptions on another platform, and that usually means a big chunk of your customer base will churn out all at once.