Why the Equifax Breach Stings So Bad

Among the 2,000 or so enraged messages that I received after the most recent Equifax data breach, the wish that came up most often was that Richard F. Smith, the company’s chief executive, be pushed out the door.

But the messages also reflected something I had not seen before, not even after the scandals at Wells Fargo and Volkswagen, even though those companies committed similarly egregious offenses. It was a sense of helplessness, the recognition that we are at the mercy of an industry that makes money off our data, treats us with disdain and answers to no one.

.. “It’s going to dawn on people that we are defined by these descriptors, markers and measures, but we have no meaningful informational rights to them or over them,” Sarah Bloom Raskin, who served as deputy Treasury secretary during the Obama administration

.. The credit reporting industry begins with a sort of entrapment, said Amanda Steinberg, chief executive of DailyWorth, a financial website geared toward women,

.. If you want to do business with just about any financial services company, you must agree to allow it to report your payment history to the credit reporting agencies.

.. But there does not appear to be any way to step out of the system unless you can live a life completely free of the need for credit, mobile phones and many jobs (since employers often make a credit check a condition of employment).

.. Equifax persisted for days in charging many people for the privilege of freezing their credit files.

.. Richard Russell of the Bronx questioned whether Equifax might have an incentive to be casual about security so that it could turn around later and charge what amounted amounts to protection money. “Isn’t that what this credit freeze is essentially?” he asked in an email to me this week. “In many parts of the world, this would be labeled extortion.”

.. Equifax has not directly informed people who may have been affected by the breach. It could send them letters, but it has chosen not to so far.

.. Consider the revelation that the president of Equifax’s information solutions unit in the United States and its chief financial officer sold stock after the breach was discovered but before it was made public. If they knew about the break-in, they violated insider trading laws. The company says they did not know.

.. In what sort of company would Mr. Information Systems and Mr. Money not be in the loop on a problem like this? “That’s also horrifying,” said Cristi Page of San Diego. “They’re either unethical or they’re incompetent. Neither of those inspire much confidence.”

Trump Gives Conservatives Their Just Comeuppance

I enjoy the self-abasement of Jeff Sessions, who endured private harangues and public humiliation from his boss because the attorney general saw a once-in-a-lifetime opportunity to use his office to get tough on illegal immigration.

And then there’s the joy of watching Sean Hannity trying desperately to pin the blame for the president’s border wall betrayal on congressional Republicans. The Fox News host seems to be drawing moral inspiration from Samuel Beckett, who is said to have mused: “When you’re in the sh— up to your neck, there’s nothing left to do but sing.”

.. But now it’s the president who is doing exactly that, making the case for DACA beneficiaries in terms his base most condemns: as “good, educated and accomplished young people who have jobs, some serving in the military” and who don’t deserve to be thrown out of the country simply because their parents brought them to the United States as children. It’s the kind of thing Nancy Pelosi — or, worse, John McCain — might say.

.. He feels about as much loyalty toward them and their convictions as he’s felt toward his several wives. Remember that, as recently as 2012, he denounced Mitt Romney for an excessively harsh attitude toward immigrants, calling the Massachusetts governor’s policy of self-deportation “crazy” and a turnoff to “everybody who is inspired to come into this country.”

.. at heart he was a destructive opportunist with no core convictions beyond his own immediate advantage.

Roy Moore, Luther Strange, and the Lessons of the Alabama Senate Primary

At one point, it looked as if there might be only days left in Sessions’s tenure, and his position still appears precarious; it now seems to depend on his openness to obstructing justice. In other words, Sessions might be out of his new job with two rounds of voting still to go to determine who gets his old one.

.. Roy Moore, meanwhile, had quit his most recent job, as Alabama’s chief judge, after being suspended for telling other state judges not to listen to their colleagues on the federal bench—not even those on the Supreme Court.

..  It was his second time losing that job: the first was in 2004, when he defied a federal-court order saying that he needed to take a large stone statue engraved with the Ten Commandments out of his courthouse.

.. But while, or maybe because, he has any number of problems with the Constitution, Moore does not have a problem with Trump. When he was asked about the President’s endorsement of Strange, Moore saidthat he wasn’t worried about losing Trump voters, because “They’re voting for his agenda, which I firmly believe in.” He has presented himself as someone who would be willful and stubborn enough, or just extreme enough, to follow Trump even if Party leaders decided that it was madness to do so. Also, he rode a horse to the polls to cast a vote for himself.

.. Robert Bentley, in a case involving ethics and campaign violations, and what was, reportedly, a wildly indiscreet affair with an aide. (Certain of Bentley’s family members recorded his conversations with the aide, and the transcripts were, inevitably, published online.) At the same time, Bentley, exercising his gubernatorial power, was interviewing candidates to replace Sessions in the Senate—one of whom was Strange, the man investigating him.

.. the Senate seat amounted to a favor to a prosecutor from a man facing potential felony charges. Strange could have waited to run in the primary against whomever Bentley did appoint. Instead, he headed to the Senate, with little regard for how the circumstances of his appointment may have compromised him.

.. Mo Brooks, a member of the Freedom Caucus, who campaigned on the premise that he is more Trumpish than Trump’s designated candidate because he, like Trump, is disdainful of McConnell, who is a Washington insider and not nearly enough of an absolutist.

Nicolle Wallace Thinks White House Staffers Need to Have a Limit

Do you think we still know only the tip of the iceberg with Palin? Well, what I think was unknown was the degree of her rejection of us asking her to do anything that wasn’t her own idea. We were dealing with someone who was maybe ahead of her time. Her irreverence and disdain for the establishment of her own party and her embrace of the ‘‘isms’’ — nativism, isolationism, you know — she blew the walls out on the political norms before Donald Trump did. She was obviously onto something. She had crowds five times the size of McCain’s. We think it was all about her political skills, but it was also about her message. She railed against the mainstream media, she attacked all of us, her own advisers. That her audiences were so enthusiastic about that was the early signal that the party had changed.

..  Trump went on Twitter and attacked a Republican, his sitting attorney general and the acting director of F.B.I. — all before 11 a.m. today. If something happened in the national security realm, he’d need them to assist him in protecting the country. It’s almost like that part of the job hasn’t been explained to him.